Banking: How to Earn Big Money From Savings and Fixed Deposit Accounts Nationwide

Make Money on Savings/Fixed Deposit Accounts.

Banks operate different types of accounts, namely; Savings, Current, Special, Fixed Deposit and Domiciliary Accounts. But today am going to be discussing on how to earn extra cash on your savings or fixed deposit account. These two accounts which i just made mention of allows the owner to deposit money and earn little interest every month. These accounts usually require a little or a minimum balance to open. A customer could visit his/her bank to make inquiries about the different options available to save money. It should be noted that some banks pay higher interests than others.

How to Open a Fixed Deposit Account

Fixed deposit account as the name implies is an investment account whereby the owner is meant to to save his or her money for some period of time and in returns earns interest according to the percentage of the amount in the account.

For those who have some idle money that they may not need soon, this might just be an account that they should consider. It is not open to other risky investment options such as shares. It encourages savings culture because it will not allow the owner to withdraw the money at will.

A fixed deposit account ensures that a person definitely gets returns at the maturity date or the stipulated date of agreement with the bank.
A depositor can also open different types of fixed accounts with different maturity dates. Comparing the interest rates from different banks will help the depositor to choose the right bank for his fixed deposit.

SEE ALSO: How to Make 150,000 Naira Every Month in Nigeria

Special accounts

Different banks have introduced different banks accounts to woo customers and discourage them from making regular withdrawals from their accounts.
A special account will also encourage bank customers to maintain a stipulated minimum balance in the account.
The features of the account include providing a reasonable high interest rate.
The special account also provides incentives to make the customer to save towards a specific target. Sometimes, the bank gives the depositor a bonus for maintaining a certain balance, usually within a year. It can also give the depositor access to loan facilities.

Savings accounts

Savings accounts allow the owners to withdraw money at any time either using their savings book, debit card or withdrawal book over the counter.
It gives free options to access money than other types of accounts. Different banks have different savings accounts, which attract different interest rates. However, the rates paid on savings accounts are not usually high like fixed deposit account.

The best place to earn interest is in a Savings Account. Don't waste your time looking for a checking account with a decent interest rate.
Think of a savings account like a loan to a bank. Banks borrow that money and lend it to someone else. They make profit on the difference between what they pay to you for lending (close to 0%), and what they charge people to borrow (on credit cards, usually more than 15%). Nice business! But really, why give banks a 0% loan? Often it’s because of sticky retail deposits. That's the bank's term for account holders who put a lot of money in a savings account and never touch it. Fortunately, many online banks now offer up to 0.9%, and by using our simple rules, you can start earning better returns on your money.
Switch to a high-interest online savings account.

If you’re OK with moving money to a bank without branches, it’s possible to find accounts that pay 1% or more. You don’t have to necessarily close your existing savings accounts, but keep enough in them to avoid fees. Though some consumers may feel nervous about online banking, it’s becoming increasingly popular, and mobile apps make it very convenient. Rest assured that as long as your online bank is a member of the FDIC, your deposits of up to $250,000 are insured by the government.

Save and Earn

Its that easy with Savings Account you can start saving today with as little as ₦1, 000.
Save your money.

Earn interest.
Get money from any ATM nationwide for free to spend on whatever you like.
Competitive interest rates. (Interest is forfeited if more than 3 withdrawals are made in a month)

So I will like to ask you readers, among Fixed deposit, special and savings account, which do you prefer?

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Working MTN 100% Double Data Bonus Activation Trick 2018

Working MTN 100% double data bonus Activation Trick 2018, Working steps to activate MTN 100% double data bonus without changing imei or buying a new MTN sim.

Do you know that you can now activate MTN 100% double data bonus yourself without buying a new smartphone or even changing/tweaking your Android phone's imei?

 Do not worry just read on.

The trick am about to show you now is meant for all MTN users with any type of phone. If you carefully follow this tips am about to share with you, i can assure you that you can simply do the activation of  MTN 100% double data bonus without buying a new MTN sim or even changing the phone's imei. It's very simple and straightforward.

Working steps to activate MTN 100% double data bonus without changing imei or buying a new MTN sim.

MTN 100% DATA BONUS ACTIVATION METHOD

• First of all, Goto  to your phone Message, Type PROMO  and send to 131.
• Wait for some time. You will get a reply from them stating “Thank you for subscribing for device bundle. Reply 1 to accept or 2 to reject". 
• Kindly reply the message by pressing 1 and then you will get a thank you confirmation.
• After this, you can then subscribe for any plan you want and it will be doubled.

MTN 100% DOUBLE DATA BONUS DEVICE ACTIVATION CONFIRMATION

To confirm if truly your device has been activated for the 100% double data bonus, kindly subscribe for a daily plan before going for any bigger plans (just to be on the safer side).
Dial *131*1# to subscribe for a daily plan
After subscribing, the next thing you need to do is to send an sms 2 to 131.

You should see Daily: 50MB and Device Bonus: 50MB.
After confirmation, you can then subscribe to a bigger plan.

NOTE: Do not forget to opt out of daily auo-renewal by sending NO104 to 131.

SEE ALSO: MTN Keep My Number: How to Retain Your MTN Sim Card While Outside the Country

HOW TO CHECK MTN 100% DOUBLE DATA BONUS BALANCE

To check your data balance dial *131*4# or sms 2 to 131 to check your data and bonus data balance.

MTN double data offer has been around for over 2years now but they recently reduced the bonus from 100% to just 20% on some phones and also stopped it on some devices. But with the above tutorial, you can now enjoy your complete MTN 100% Data Bonus.

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How to Borrow Airtime/Credit from all Networks in Ghana

MTN, VODAFONE, TIGO, AIRTEL Ghana Airtime Loan Short Codes.

Today, am going to show you all a simple method on how to borrow airtime/credit from all networks in Ghana.

MTN

MTN XTRATIME is a service that allows MTN customers to borrow and use an overdraft amount based on the their spend and the no. of yrs on MTN.

Dial *506# and select your option


SEE ALSO: MTN Keep My Number: How to Retain Your MTN Sim Card While Outside the Country

AIRTEL

Dial *130#. A service fee will also be charged on the amount you borrow. You can track your usage of the borrowed credits by dialing *130*10#.

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MTN Keep My Number: How to Retain Your MTN Sim Card While Outside the Country

MTN Keep My Number, How to Retain Your MTN Sim Card While Outside the Country.

What is MTN Keep My Number?

The MTN Keep My Number is a special service that allows MTN prepaid customers to retain their numbers in the event that they travel out of the country or stay inactive/ dormant for more than 180days.

Benefits of MTN Keep My Number

With MTN Keep My Number:

• Your MTN number will not be disconnected or re-cycled during mass disconnection and recycling of numbers.
• You save yourself the cost of reprinting business cards and updating websites when your number gets disconnected and recycled.
• You will have your number reserved for 1 year irrespective of how long you stay out of the country.
• You get to avoid high roaming charges while trying to keep your SIM active.

ALSO SEE: How to Borrow Airtime from MTN 4 Times Before Paying

How does the MTN Keep My Number service work?

• Recharge your account with sufficient airtime.
• Dial *365*1# or send KMN to 36500 to subscribe for the MTN Keep My Number service.
• Once you subscribe for the service, a subscription fee of NGN500 will be deducted from your account.
• As soon as MTN confirm your payment, your number will be kept in Keep My Number list. So whenever MTNN conducts a mass disconnection and recycling of numbers, your numbers will be excluded from the list.
• Your number will then be kept in the Keep My Number list for 365days.
• If you want to remain on the Keep My Number list for another 365 days after your initial subscription has expired, you will be required to re-subscribe again by dialling *365*1# or texting KMN to 36500.
• After re-subscribing for the service again, another subscription fee of NGN500 will be deducted from your account.
• In the event that your subscription expires and you do not re-subscribe again, your number will be disconnected and re-cycled.
• You will be able to opt out of the service by dialing *365*2#.

I hope this information is of help to you? especially those of you who are outside your country but wish to keep your old country number active until you return.

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How to Borrow Airtime from MTN 4 Times Before Paying

Today, am going to show you all a simple method on how to borrow airtime/credit from MTN 4 to 7 times before paying back.

But before then, let me show you how to borrow airtime/credit from MTN for the first time.

How to Borrow Airtime/Credit From MTN

• Dial *606# then click on SEND
• Wait for the result to show up
• Option 1 ( Eligibility) to know if you are qualified to borrow
• Option 2 ( Extra Time) to borrow credit and so on.
• Now Select option two and choose the specific amount you wish to borrow then click on SEND button. That is all 

 Now Let me show you what it takes to borrow airtime more than once from MTN before paying back

How to Borrow Airtime/Credit More than Once from MTN

Please note that this is not a trick. It has been existing just that you did not notice it but don't worry i will show you how this whole thing works.

• The first thing you must do so as to aid you borrow more airtime/credit from MTN is to Check the highest amount which you can borrow. You can either see 100, 200, 400, 500 or 750.

• If the highest amount which you can borrow is at the range of 400 and above, then you are good to go.

• Just dial *606#

• Select option number 2

• If 750 is among the options, don't select it instead select that of 200 Naira. (reason is that, when you select that of 200, you can still borrow 3 more times. that is 200+200+200+100 = 700).

• Now when you are done borrowing, use it to make calls.

• While on call, when you hear "One Minutes Remaining", end/cut the call.

• Repeat the above steps again by dialing *606# to borrow another 200 airtime/credit then continue your call.

 NOTE: Make sure your account balance is below 50 Naira.

With this Guide on how to borrow airtime/credit more than once from MTN am sure you will not have issues with airtime while on emergency.

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Buying Auto Insurance: 10 Things You Should Know

10 Things You Should Know About Buying Auto Insurance Today

Insurance Company Charges Determination

Insurance companies underwrite to assess an applicant based on the risk involved, after that, he or she is then grouped with other similar risks and decide if the company will accept the application.

Based on the results of the underwriting process, the rating assigns a price based on what the insurer believes it will cost to assume the financial responsibility for the applicant’s potential claim.

These two factors determine what you pay for auto insurance. The first factor is agreement and the second factor is rating just as i mentioned above.

 GUIDELINES BEHIND BUYING AUTO INSURANCE

Each USA insurance company has their own rating system, But today, am going to show you general guidelines that all companies follow. 

Before i drop these guidelines, i will like us to talk about insurance claim frequency which i will say it is kind of linked with the insurance guides am about to list.

Claim frequency measures how often an insured event occurs within a group relative to the number of policies contained in that group. It will surprise you to know that the single greatest influence on the rating process is claim frequency. This does not mean how many times you specifically have made an insurance claim, although that will have an additional effect.  Persons sharing characteristics with high claims groups will be charged more for insurance coverage.

Tort System vs. No-Fault System

Each state must implement either a tort system or a no-fault system. The system your state has implemented will determine what kind of insurance is available to you. The three basic coverages sold under the tort system are bodily injury liability insurance, property damage liability insurance and uninsured motorists coverage. In a no-fault state, coverages will vary, but under a no-fault system your insurance company pays you directly for your losses as a result of injuries sustained in an accident, regardless of who is at fault. Check with your state insurance department for questions concerning tort or no-fault state systems. 

Check Into Optional Coverage

The most commonly recognized coverages, in addition to the basic liability package, are collision and comprehensive coverages. Collision coverage pays for physical damage to your car as a result of your auto colliding with an object such as a tree or another car. This is relatively expensive coverage and is not required by law. Comprehensive coverage pays for damage to your auto from almost all other causes, including fire, severe weather, vandalism, floods and theft. This coverage will also cover broken glass and windshield damage. Comprehensive coverage is less expensive than collision, but is also optional. Other optional coverages include medical payments coverage, rental reimbursement coverage and towing and labor coverage. 

Shop Around Before You Buy

When shopping for auto insurance, premium quotations are a useful tool for comparison of different companies’ products. When asking for price quotations, it is crucial that you provide the same information to each agent or company. The agent will usually request the following information: description of your vehicle, its use, your driver’s license number, the number of drivers in your household, the coverages and limits you want. 

Where to Shop

Check the newspaper and yellow pages of the telephone directory for companies and agents in your area. In addition, ask your neighbors, relatives and friends for recommendations on insurance companies and agents. In particular, ask them what kind of claim service they have received from the companies they recommend. Remember to shop around to get the best price and service. 

Specific Factors that Affect Your Rate 

Your driving record – drivers with previous violations or accidents are considered to be higher risk
Your geographic territory – urban areas have more claims than rural areas
Your gender and age – males have more accidents; certain age groups have more claims
Your marital status – married people show lower rates of claims
Prior insurance coverage – if you have been cancelled for non-payment of premiums
Vehicle use – higher annual mileage results in higher exposure to risk
Make and model of your vehicle – luxury and sports cars average a higher number of claims 

Ask Your Agent About Discounts

Discounts are awarded because the insurance company sees you as a “better risk.” Here are some discounts you should look for: multiple vehicles, driver education courses, good student, safety devices, anti-theft devices, low mileage, good driver/renewal, auto/home package and dividends. Not all states offer all discounts, so check with your agent to see if you qualify.

Where to Go for More Information

Information is available to consumers from a number of unbiased sources. These sources include public libraries, state insurance departments, online resources, consumer groups and consumer publications. Every state insurance department has personnel available to answer questions regarding auto insurance coverage and many departments publish premium comparisons to make shopping around easier.

For Your Protection

Once you have selected the insurance coverages you need and an insurance agent or company, there are steps you can take to make certain you get your money’s worth. Before signing an application for any insurance coverage, call you state insurance department and verify that the company and the agent are licensed to do business in your state. It is illegal for unlicensed insurers to sell insurance, and if you buy from an unlicensed insurer, you have no guarantee that the coverage you pay for will ever be honored. 

Read Your Policy Carefully

You should be aware that an auto insurance policy is a legal contract. It is written so your rights and responsibilities, as well as those of the insurance company, are clearly stated. When you purchase auto insurance, you will receive a policy. You should read that policy and make certain you understand its contents. If you have questions about your insurance policy, contact your insurance agent for clarification. If you still have questions, turn to your state insurance department.

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How to Achieve Your Dreams as a Nigerian Student

Dreams they say comes to pass, yes I do believe that but what they didn't tell us concerning dream is; how long it will take for it to come to pass.

I dream alot and my dreams range from ordinary things to extra-ordinary things for example, I want to be the most influential man in my sphere of Life and also to be a genius in my field and sometimes staying for minutes trying to Telepathically communicate with a Lizard,insane right?.

Having a dream or a desire is one of the most wonderful gift to mankind,of which every individual could subscribe to but it is also amazing that these dreams are being fueled by individuals themselves. So,in other words you can decipher to which extent you pursue your dreams. Well,it is also important for you to know that dreams are desires, ambitions and purposes born already in a realm beyond the physical world(imagination). It becomes our responsibility to pursue these dreams although some environmental factors may not be in synchrony with it.

What our dreams does to us is unspeakable at times but if you hold onto it with a never given up spirit you are sure to see it come true. But how long does one need to hold on to his dreams (that's where the issue is). Out of the seven billion earth inhabitants only one has an answer to that.

Passing WAEC examinations is one of the best things that can happen to any secondary school graduates at least they don't need to write it again (they are done with this stage).
But then what happens after graduating? That moment where you graduate full of dreams like a bee to a honey comb.

Life begins to throw a lot of things at you. You wrote Jamb,jamb said they love your name so they decide to make you write again the year after or you applied a particular school with your high score with all hope of gaining addmission but you got rejected. This time what your dream require from you is to be stubborn with it.

Thomas Edison had a dream, one which he already conceived in his imagination.,despite his concurrent failures he was never deterred because he believed in his dream and he also had the willpower to fuel it. And today, every single individual is a testimony of his dream which later became reality in the physical world. Now, come to talk of some certain limiting factors...

It is so absurd that if I should have a child who wishes to pursue a career in space travel or car design I would find it so unfortunate telling him it's impossible because where I reside in this part of the world does not provide a safe haven for such a pursuit. Another set-back is having people around who don't have a big picture about life and who seldom believe in their dreams becoming a reality, talk more of believing in someone else's dream.

I once heard someone capitulate that as SPIRITUAL SUICIDE... Where one could have a dream and later settle for something less because he or she lacks what it takes to give the dream life in it's Maxim. But one should note that even in the midst of these setbacks a dream can still be born. Because a dream conceived in the world of your imagination where no limitation lies could still be made manifest if one has what it takes to fuel and nurture the desire.

In summary,I will like to say there are no limitations to a dream conceived and worked upon by the required strength and willpower. And as Martin Luther King Jr would say that "If you can't fly, then you run, and if you can't run, then you walk and if you can't walk either then you crawl ".for me, even if you die..., atleast you were pursuing a mission called..... "Your Dreams."

Written by: Edor Sanni Haruna

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How to Open a Domiciliary Account in Any Nigerian Banks

A domiciliary account is a type of account which allows a Nigerian to receive, make payment and withdrawal of foreign currencies without restrictions.

At some point in business you would like to make and receive payments in a foreign currency. This mostly has to do with the nature of your job.

Bloggers and Website owners are partly involved in this when it comes to getting paid by adsense.

Most big business investors or entrepreneurs who make international transaction often find this domiciliary account very useful.

The whole concept behind the domiciliary account is that it allows you to have a foreign curreny account besides your local currency.
This type of account helps you to make payments through cash deposits or inflows, traveler’s cheques or foreign currency cheque deposits.

In addition to this, domiciliary account also allows you to maintain accounts in a foreign currency and can withdraw cash or make transfers or payments just as I said earlier.

The importance of getting a domiciliary account can not be overemphasized as it carries lot of advantages that might not be unraveled until you get your.

Getting to open a domiciliary account in Nigeria is quite possible provided you can meet the necessary criteria.

There is need to provide the bank you intend opening your domiciliary account with with vital informations.

Today, i am going to use the popular domiciliary account in Nigeria which is the gtbank domiciliary account, which you can open with the bank, even if you do not have an account with GT bank or sign up with gtb internet banking.

What is Needed in Opening a Domiciliary Account

1. Proof of identity - The bank needs to see ONE of the following documents: You can provide photocopies of these documents.

» Valid international passport

» Driver’s license – Nigeria or International

» National identity card

2. Proof of Nigerian address -
Also, you need to provide proof of one of the following:

» Power company bill (such as electricity, phone bill, waste bill, water) from the last couple of months- Most banks accept three months old electric bills or current month bill.

3. Personal details of signatory -

» Name

» contact address

» contact phone number

4. General Business details -
» Business names

» Nigerian address and contact numbers

» Principal trading activity

» Date your business started.

For Limited Companies and limited liability partnerships, the bank would have to see proof of business registration, such as:

» Memo and Article of Association

» Copy of Certification of Incorporation

» Copy of form C07

» Printed copy of Tax Identification Number (TIN)

» Company seal

» One passport photography of each signatory to the account

» Board of director purpose (signed by 2 directors/1 directors and Company Secretary)

That is all.

With this little steps, you can create you own domiciliary account. Just stroll into any bank of your choice and do what you have to do.

Goodluck.

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How to Make 150,000 Naira Every Month in Nigeria

These untapped idea on How to Make 150,000 Naira Every Month in Nigeria was written by Samson Ishaya CEO of LFX INT LTD

He gave out this information due to his upcoming life changing event tagged 'ABUJA SOCIAL MEDIA FULL PROOF' which will be taking place on soon.

Simple Idea on How to Make 150,000 Naira Every Month in Nigeria

1 Edit the cover letter in this write up to suite you

2. Print at least 100 copies

3. Look for 100 companies full address and phone
numbers both small and large ( use google ).

4. walk into any post office closer to you and post each for N50 (stamp) or you can as well mail them through their e-mail.

5. wait for response and make sure your phone
number is always available.

NOW LETS DO THE MATHEMATICS TOGETHER:

Lets say %10 Call back or mailed showing their interest and you are able to convince %5 and they offer you a Job to help them manage their social media campaign and other possible things for 30,000 Naira per months i.e
N30,000 x 5 =N150,000 (One Hundred and Fifty Thousand Naira. Wow!

ADVANTAGE :

1. You will work At the comfort of your humble Home without much stress.

2. You can communicate with your clients online without them seeing you.

3. It does not matter if you are young or old, student or
worker.

BONUS IDEAS: Imagine writing to Politicians, Footballers, Musicians etc. take advantage of this
JET age,the opportunity is endless..

COVER LETTER SAMPLE

General Manager
(Name of Company/Individual)
120 Vyse Street
Gwarimpa, Abuja-Nigeria.
4th January 2032

Dear Ms Graham,

I have the ability to “think outside the box” when it comes to devising and implementing social media
strategies and campaigns.

I saw the need for your Social Media Viral Present and felt compelled to apply as the job description perfectly fits my abilities. Right now I am looking for a chance to create a career that I can be proud of, and consequently would like to join a company (Individual Brand) like yours that can offer me an exceptional range of diverse career options.

Your company (Brand) is at the forefront of online marketing, and is involved in campaigns for clients and agencies across a wide range of verticals. This is exactly the kind of environment that I want to be involved in.

As a proven and skilled individual I feel that I would
be an immediate asset to your operations. I have experience of working on PPC, SEO and PR campaigns through verticals such as blogs, LinkedIn, YouTube, Facebook, Twitter, Pinterest and Instagram. Possessing exceptional understanding of
social media platforms, I am more than able to respond to and engage with users in line with set marketing goals and objectives. In addition to all the above, I also possess a delicate balance of analytical and creative skills, along with excellent client facing skills.

Please find attached my current CV. If after reviewing it you feel I may be a suitable candidate for an interview, then do not hesitate to contact me.

Yours sincerely,
Your name
Address
Tel: 0903XXXX0XXXX

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All Nigerian Banks Swift Codes

What is Swift Code?

Swift codes according to Wikipedia is know as a unique identification code for both financial and non-financial institutions.

Without wasting much of your time, I am going to give you in details all Nigerian Banks Swift Codes.

1 ACCESS BANK PLC LAGOS - ABNGNGLA

2 AFRICAN EXPORT-IMPORT BANK ABUJA - AFXMNGLA

3 ASSOCIATED DISCOUNT HOUSE LIMITED LAGOS - ADHLNGLA

4 CENTRAL BANK OF NIGERIA LAGOS - CBNINGLA

5 CENTRAL SECURITIES CLEARING SYSTEM LIMITED LAGOS - CSCYNGLA

6 CITIBANK NIGERIA LIMITED LAGOS (TRADE SERVICES DEPARTMENT) - CITINGLATRD

7 CITIBANK NIGERIA LIMITED LAGOS - CITINGLA

8 CONSOLIDATED DISCOUNTS LIMITED LAGOS - CDLNNGLA

9 DIAMOND BANK PLC LAGOS - DBLNNGLA

ALSO READ: 7 Tips on How to Secure your Bank Account

10 ECOBANK NIGERIA PLC LAGOS Swift Code - ECOCNGLA

11 ENTERPRISE BANK LIMITED LAGOS Swift Code - SPRGNGLA

12 EXPRESS DISCOUNT LIMITED LAGOS Swift Code - EDHLNGLL

13 FIDELITY BANK PLC LAGOS Swift Code - FIDTNGLA

14 FIRST BANK OF NIGERIA PLC LAGOS (CUSTODIAN SERVICES) Swift Code - FBNINGLAGCS

15 FIRST BANK OF NIGERIA PLC LAGOS Swift Code -FBNINGLA

16 FIRST CITY MONUMENT BANK LAGOS (ELECTRONIC BANKING) - FCMBNGLAWEB

17 FIRST CITY MONUMENT BANK LAGOS Swift Code - FCMBNGLA

18 FSDH MERCHANT BANK LTD LAGOS Swift Code - FSDHNGLA

19 GUARANTY TRUST BANK PLC LAGOS (INFO POOL) Swift Code - GTBINGLAIFP

20 GUARANTY TRUST BANK PLC LAGOS Swift Code - GTBINGLA

21 JAIZ BANK PLC ABUJA Swift Code - JAIZNGLA

22 KAKAWA DISCOUNT HOUSE LAGOS Swift Code - KDHLNGLA

23 KEYSTONE BANK LIMITED LAGOS Swift Code - PLNINGLA

24 MAINSTREET BANK LIMITED LAGOS Swift Code - AFRNNGLA

25 NIGERIAN EXPORT IMPORT BANK ABUJA Swift Code - NEXMNGLA

26 RAND MERCHANT BANK NIGERIA VICTORIA ISLAND Swift Code - FIRNNGLA

27 SKYE BANK PLC LAGOS Swift Code - PRDTNGLA

28 STANBIC IBTC BANK PLC LAGOS (HEAD OFFICE) Swift Code - SBICNGLX

29 STANDARD CHARTERED BANK NIGERIA LIMITED LAGOS (SECURITIES SERVICES) Swift Code -SCBLNGLASSU

30 STANDARD CHARTERED BANK NIGERIA LIMITED LAGOS (TREASURY SERVICES) Swift Code - SCBLNGLATSY

31 STANDARD CHARTERED BANK NIGERIA LIMITED LAGOS (UNITRUST, HEAD OFSCBLNGLAPYT) Swift Code - SCBLNGLAPYT

32 STANDARD CHARTERED BANK NIGERIA LIMITED LAGOS Swift Code - SCBLNGLA

33 STERLING BANK PLC LAGOS Swift Code -NAMENGLA

34 UNION BANK OF NIGERIA PLC LAGOS Swift Code - UBNINGLA

35 UNITED BANK FOR AFRICA PLC ABA (ABA MAIN BRANCH) Swift Code - UNAFNGLA088

36 UNITED BANK FOR AFRICA PLC ABA (ABA/OWERRI RD. BRANCH) Swift Code - UNAFNGLA171

37 UNITED BANK FOR AFRICA PLC ABA (EZIUKWU BRANCH) Swift Code - UNAFNGLA223

38 UNITED BANK FOR AFRICA PLC ABEOKUTA (ABEOKUTA BRANCH) - UNAFNGLA055

39 UNITED BANK FOR AFRICA PLC ABUJA (ABUJA BRANCH) - UNAFNGLA114

40 UNITED BANK FOR AFRICA PLC ABUJA (NICON NOGA BRANCH) - UNAFNGLA215

41 UNITED BANK FOR AFRICA PLC AKURE (AKURE BRANCH) - UNAFNGLA056

42 UNITED BANK FOR AFRICA PLC ASABA (ASABA BRANCH) - UNAFNGLA175

43 UNITED BANK FOR AFRICA PLC AWKA (AWKA BRANCH) - UNAFNGLA164

44 UNITED BANK FOR AFRICA PLC BAUCHI (BAUCHI BRANCH) - UNAFNGLA030

45 UNITED BANK FOR AFRICA PLC BENIN CITY (BENIN BRANCH) - UNAFNGLA044

46 UNITED BANK FOR AFRICA PLC BENIN CITY (UGBOWO BRANCH) - UNAFNGLA117

47 UNITED BANK FOR AFRICA PLC CALABAR (CALABAR BRANCH) - UNAFNGLA094

48 UNITED BANK FOR AFRICA PLC EKET (EKET BRANCH) - UNAFNGLA222

49 UNITED BANK FOR AFRICA PLC ENUGU (AGBANI ROAD BRANCH) - UNAFNGLA176

50 UNITED BANK FOR AFRICA PLC ENUGU (ENUGU BRANCH) - UNAFNGLA084

51 UNITED BANK FOR AFRICA PLC ENUGU (UNEC BRANCH) - UNAFNGLA123

52 UNITED BANK FOR AFRICA PLC FUNTUA (FUNTUA BRANCH) - UNAFNGLA054

53 UNITED BANK FOR AFRICA PLC GOMBE (GOMBE BRANCH) - UNAFNGLA152

54 UNITED BANK FOR AFRICA PLC HADEJIA (HADEJIA BRANCH) - UNAFNGLA126

55 UNITED BANK FOR AFRICA PLC IBADAN (AMUNIGUN BRANCH) - UNAFNGLA043

56 UNITED BANK FOR AFRICA PLC IBADAN (IBADAN MAIN BRANCH) - UNAFNGLA040

57 UNITED BANK FOR AFRICA PLC IBADAN (IWO ROAD BRANCH) - UNAFNGLA166

58 UNITED BANK FOR AFRICA PLC IBADAN (MOLETE BRANCH) - UNAFNGLA042

59 UNITED BANK FOR AFRICA PLC IDAH (IDAH BRANCH) - UNAFNGLA112

60 UNITED BANK FOR AFRICA PLC IJEBU ODE (IJEBU ODE BRANCH) - UNAFNGLA132

61 UNITED BANK FOR AFRICA PLC IKOM (IKOM BRANCH) - UNAFNGLA023

62 UNITED BANK FOR AFRICA PLC ILORIN (ILORIN BRANCH) - UNAFNGLA049

63 UNITED BANK FOR AFRICA PLC JOS (JOS BRANCH) - UNAFNGLA098

64 UNITED BANK FOR AFRICA PLC KADUNA (KADUNA NORTH BRANCH) - UNAFNGLA062

65 UNITED BANK FOR AFRICA PLC KADUNA (KADUNA SOUTH BRANCH) - UNAFNGLA064

66 UNITED BANK FOR AFRICA PLC KADUNA (TUDUN WADA BRANCH) - UNAFNGLA153

67 UNITED BANK FOR AFRICA PLC KAFANCHAN (KAFANCHAN BRANCH) - UNAFNGLA195

68 UNITED BANK FOR AFRICA PLC KANO (ADO BAYERO BRANCH) - UNAFNGLA224

69 UNITED BANK FOR AFRICA PLC KANO (AMINU KANO INT’L AIRPORT) - UNAFNGLA169

70 UNITED BANK FOR AFRICA PLC KANO (BAYERO UNIVERSITY BR.) - UNAFNGLA066

71 UNITED BANK FOR AFRICA PLC KANO (KANO MAIN BRANCH) - UNAFNGLA060

72 UNITED BANK FOR AFRICA PLC KANO (KANO SHARADA BRANCH) - UNAFNGLA136

73 UNITED BANK FOR AFRICA PLC KANO (KANO WAJE BRANCH) - UNAFNGLA137

74 UNITED BANK FOR AFRICA PLC KATSINA (DUTSINMA BRANCH) - UNAFNGLA154

75 UNITED BANK FOR AFRICA PLC KATSINA (KATSINA BRANCH) - UNAFNGLA125

76 UNITED BANK FOR AFRICA PLC KONTAGORA (KONTAGORA BRANCH) - UNAFNGLA147

77 UNITED BANK FOR AFRICA PLC LAGOS (ADEOLA ODEKU BRANCH) - UNAFNGLA213

78 UNITED BANK FOR AFRICA PLC LAGOS (AGBARA ESTATE BRANCH) - UNAFNGLA138

79 UNITED BANK FOR AFRICA PLC LAGOS (ALABA INTERNATIONAL MARKET) - UNAFNGLA227

80 UNITED BANK FOR AFRICA PLC LAGOS (ALAUSA BRANCH) - UNAFNGLA218

81 UNITED BANK FOR AFRICA PLC LAGOS (APAPA WAREHOUSE BRANCH) - UNAFNGLA026

82 UNITED BANK FOR AFRICA PLC LAGOS (APAPA WHARF BRANCH) - UNAFNGLA004

83 UNITED BANK FOR AFRICA PLC LAGOS (BREADFRUIT BRANCH) - UNAFNGLA219

84 UNITED BANK FOR AFRICA PLC LAGOS (E-BANKING SERVICE DEPT.) - UNAFNGLA228

85 UNITED BANK FOR AFRICA PLC LAGOS (EBUTE METTA BRANCH) - UNAFNGLA008

86 UNITED BANK FOR AFRICA PLC LAGOS (FALOMO BRANCH) - UNAFNGLA012

87 UNITED BANK FOR AFRICA PLC LAGOS (FINANCE OPERATIONS (FINOPS)) - UNAFNGLA303

88 UNITED BANK FOR AFRICA PLC LAGOS (FOREIGN CURRENCT DOMICILIARY) - UNAFNGLA304

89 UNITED BANK FOR AFRICA PLC LAGOS (FOREIGN TRADE) - UNAFNGLA306

90 UNITED BANK FOR AFRICA PLC LAGOS (FOREIGN TREASURY OPERATIONS) - UNAFNGLA305

91 UNITED BANK FOR AFRICA PLC LAGOS (IDOWU TAYLOR BRANCH) - UNAFNGLA193

92 UNITED BANK FOR AFRICA PLC LAGOS (IDUMAGBO BRANCH) - UNAFNGLA009

93 UNITED BANK FOR AFRICA PLC LAGOS (IGANMU BRANCH) - UNAFNGLA011

94 UNITED BANK FOR AFRICA PLC LAGOS (IJORA BRANCH) - UNAFNGLA007

95 UNITED BANK FOR AFRICA PLC LAGOS (IKEJA BRANCH) - UNAFNGLA005

96 UNITED BANK FOR AFRICA PLC LAGOS (IKORODU ROAD BRANCH) - UNAFNGLA143

97 UNITED BANK FOR AFRICA PLC LAGOS (ILUPEJU BRANCH) - UNAFNGLA006

98 UNITED BANK FOR AFRICA PLC LAGOS (LAGOS AREA CLEARING CENTRE) - UNAFNGLA301

99 UNITED BANK FOR AFRICA PLC LAGOS (LAGOS CASH MANAGMENT CENTRE) - UNAFNGLA226

100 UNITED BANK FOR AFRICA PLC LAGOS (LAGOS CENTRAL BRANCH) - UNAFNGLA002

101 UNITED BANK FOR AFRICA PLC LAGOS (LAGOS EAST BRANCH) - UNAFNGLA003

102 UNITED BANK FOR AFRICA PLC LAGOS (MARINA WEST BRANCH) - UNAFNGLA150

103 UNITED BANK FOR AFRICA PLC LAGOS (MM INT’L AIRPORT ROAD) - UNAFNGLA217

104 UNITED BANK FOR AFRICA PLC LAGOS (OBALENDE BRANCH) - UNAFNGLA130

105 UNITED BANK FOR AFRICA PLC LAGOS (OKE ARIN BRANCH) - UNAFNGLA221

106 UNITED BANK FOR AFRICA PLC LAGOS (OREGUN BRANCH) - UNAFNGLA016

107 UNITED BANK FOR AFRICA PLC LAGOS (SALARY ADMINISTRATION DEPT.) - UNAFNGLA307

108 UNITED BANK FOR AFRICA PLC LAGOS (SURULERE BRANCH) - UNAFNGLA205

109 UNITED BANK FOR AFRICA PLC LAGOS (TINUBU BRANCH) - UNAFNGLA014

110 UNITED BANK FOR AFRICA PLC LAGOS (TREASURY OPERATIONS) - UNAFNGLA302

111 UNITED BANK FOR AFRICA PLC LAGOS (UBA HOUSE BRANCH) - UNAFNGLA204

112 UNITED BANK FOR AFRICA PLC LAGOS (UBA REGISTRARS) - UNAFNGLA181

113 UNITED BANK FOR AFRICA PLC LAGOS (UNILAG BRANCH) - UNAFNGLA010

114 UNITED BANK FOR AFRICA PLC LAGOS - UNAFNGLA

115 UNITED BANK FOR AFRICA PLC LOKOJA (LOKOJA BRANCH) - UNAFNGLA127

116 UNITED BANK FOR AFRICA PLC MAIDUGURI (BAGA ROAD BRANCH) - UNAFNGLA179

117 UNITED BANK FOR AFRICA PLC MAIDUGURI (MAIDUGURI MAIN BRANCH) - UNAFNGLA067

118 UNITED BANK FOR AFRICA PLC MAKURDI (MAKURDI BRANCH) - UNAFNGLA031

119 UNITED BANK FOR AFRICA PLC MINNA (MINNA BRANCH) - UNAFNGLA099

120 UNITED BANK FOR AFRICA PLC MUBI (MUBI BRANCH) - UNAFNGLA159

121 UNITED BANK FOR AFRICA PLC NEW BUSSA (NEW BUSSA BRANCH) - UNAFNGLA050

122 UNITED BANK FOR AFRICA PLC NNEWI (NNEWI BRANCH) - UNAFNGLA113

123 UNITED BANK FOR AFRICA PLC OGBOMOSHO (OGBOMOSHO BRANCH) - UNAFNGLA160

124 UNITED BANK FOR AFRICA PLC OKENE (AJAOKUTA BRANCH) - UNAFNGLA139

125 UNITED BANK FOR AFRICA PLC ONDO (ONDO BRANCH) - UNAFNGLA115

126 UNITED BANK FOR AFRICA PLC ONITSHA (ONITSHA BRANCH) - UNAFNGLA086

127 UNITED BANK FOR AFRICA PLC OSHOGBO (OSHOGBO BRANCH) - UNAFNGLA022

128 UNITED BANK FOR AFRICA PLC OTTA (OTTA BRANCH) - UNAFNGLA039

129 UNITED BANK FOR AFRICA PLC OWERRI (OWERRI BRANCH) - UNAFNGLA087

130 UNITED BANK FOR AFRICA PLC OYO (OYO BRANCH) - UNAFNGLA206

131 UNITED BANK FOR AFRICA PLC PORT HARCOURT (BONNY BRANCH) - UNAFNGLA220

132 UNITED BANK FOR AFRICA PLC PORT HARCOURT (PH AGGREY RD.BRANCH) - UNAFNGLA082

133 UNITED BANK FOR AFRICA PLC PORT HARCOURT (PORT HARCOURT) - UNAFNGLA080

134 UNITED BANK FOR AFRICA PLC PORT HARCOURT (TRANS AMADI BRANCH) - UNAFNGLA083

135 UNITED BANK FOR AFRICA PLC SAPELE (SAPELE BRANCH) - UNAFNGLA046

136 UNITED BANK FOR AFRICA PLC SHENDAM (SHENDAM) - UNAFNGLA118

137 UNITED BANK FOR AFRICA PLC SOKOTO (GUSAU BRANCH) - UNAFNGLA210

138 UNITED BANK FOR AFRICA PLC SOKOTO (SOKOTO FODIO RD. BRANCH) - UNAFNGLA070

139 UNITED BANK FOR AFRICA PLC SOKOTO (SOKOTO KRB BRANCH) - UNAFNGLA025

140 UNITED BANK FOR AFRICA PLC UMUAHIA (UMUAHIA BRANCH) - UNAFNGLA141

141 UNITED BANK FOR AFRICA PLC UYO (UYO BRANCH) - UNAFNGLA024

142 UNITED BANK FOR AFRICA PLC WARRI (EFFURUN BRANCH) - UNAFNGLA034

143 UNITED BANK FOR AFRICA PLC WARRI (WARRI BRANCH) - UNAFNGLA048

144 UNITED BANK FOR AFRICA PLC YOLA (YOLA BRANCH) - UNAFNGLA032

145 UNITED BANK FOR AFRICA PLC ZARIA (SAMARU BRANCH) - UNAFNGLA203

146 UNITED BANK FOR AFRICA PLC ZARIA (ZARIA BRANCH) - UNAFNGLA065

147 UNITY BANK PLC LAGOS - ICITNGLA

148 WEMA BANK PLC KANO - WEMANGLA02KK

149 WEMA BANK PLC LAGOS - WEMANGLA

150 WEMA BANK PLC TINUBU - WEMANGLA02TT

151 ZENITH BANK PLC ABUJA (ABUJA BRANCH) - ZEIBNGLA013

152 ZENITH BANK PLC LAGOS (ELECTRONIC TRANSACTIONS) - ZEIBNGLAWEB

153 ZENITH BANK PLC LAGOS - ZEIBNGLA

Read More »

Spam Comments Moderation: How to Automatically Get Rid of Spam Comments on Blogger and Wordpress

Spam Comments are mostly for promotions or for backlinks.

Consider these things and hopefully you can get help.

In Wordpress, you can install and activate plugin like akmiest or anti spam they will help you do the job.

But what if you do not want to install any plugin or your website/blog platform does not support that?

What you will do is that whenever you are going to approve any comment on your blog or website, always
check these things before you approve or delete any post comment.

Name: One of the important thing in comment is that you can easily identify spammers and real user if you can use your brain.

Do not approve comments with names like companies,keywords or others.

Mostly, spammers comment using keywords as name because they want links and rank that particular keywords.

Email: Well i hope you know what is email and what name
real people use in creating an email.

So do not approve comments with emails likedddfhjh.bla bla. .com.

Comments: Now here is the real part comment. If the name and email is ok then you have to be more extra careful while going through the user comment because i have noticed that most of new bloggers approve comments without checking all this things.

One of the big mistake which you must not make is by not reading comments
carefully sometimes they link someparticular keyword with links. Sometimes they appreciate you and in end they put regards and link.

Most times we approve them and think how nice they are but all  they want is to attach their link to your blog.

Also endeavour to read their comments so as to know what they are talking like sometimes you will read hi i am his name, i like to invite you in our promotional posts see google for this.

Be careful and do not accept these type of comments instead delete them because they are spam comments and might be harmful to your blog or website.

I hope this will help you in spam comments moderation.

Good luck.

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Payexpress.com Review: Register and Login

Payexpress.com is the latest Nigerian ponzi scheme which was launched on Tuesday, 7th March, 2017.

HOW PAYEXPRES WORKS AND HOW TO CREATE ACCOUNT

On payexpres.com , you are entitled to get 3 times of your total investment.

Read Also: gethelpworldwide.com Review: Signup/Register
and Login

In other words, payexpres platform will give you 300% returns on your investment

Information reaching us is that, in payexpress, you get 3X your investment. The sooner you register, the faster you cashout!

To register kindly visit www.payexpress.com

Wow!! Could this be for real?

Lets be optimistic as I unleash more information about the scheme.

Read More »

gethelpworldwide.com Review: Signup/Register and Login

GET HELP WORLDWIDE (GHW)

A community of helpers, formed by a group of individuals who sought for a more sustainable peer-to-peer mutual aid platform.

https://www.gethelpworldwide.com

How the System Operates

+Operating since August 2016.

Read Also: Eboss.ng Review: Register on Eboss Money
Making Foundation

+30% growth on local currency in 30days.

+50% growth on bitcoins in 30days.

+Registration bonus of $20 - $100 depending on PH amount.

+Recommitment within 3 days of GH to keep the system running!

+No Guiders: GHW does not support the excess payout privileges of guiders which drains the system.

+Website is SSL Protected (https), and hacker- proof.

Signup here: https://gethelpworldwide.com/office/?mod=others&node=register

+Credibility Score index: rating system employed to award honesty and punish defaulters.

All they need in this community are people who are active and have the Mind Set to Give and in turn Receive. They need people that will make
this community last forever.

You can visit their website for more information https://www.gethelpworldwide.com

Read More »

Eboss.ng Review: Register on Eboss Money Making Foundation

Eboss is a money making foundation which is aimed at helping the needy in our society.

How Does the System Works?

You only need to invest an activation fee of 10,000 naira by registering on their website www.eboss.ng through a referral or sponsor rather.

This system is being divided into 4 levels which has some interesting commission attached to each of them but before then, let me show you some steps to take to become a member of e-boss foundation.

How to Register on Eboss

Requirements:

1. Email Account (gmail or yahoomail).

2. Bank Account.

3. A laptop or an internet enabled device.

4. One time activation fee of 10,000 naira.

Now, to the registration process;

i. Goto www.eboss.ng

ii. Select Register Now

iii. Scroll down to the bottom of the website (for those using mobile phone to register) and select Register

iv. I guess you must have gotten a sponsor, kindly enter the valid sponsor username in other to continue your registeration and select JOIN NOW.

NOTE: Your E-boss account will be terminated if you fail to activate your account within 24hours of registering. You are allowed to open multiple account. No free member is allowed into the system and there is also a slot for registered members who can not get people to register under them (down lines).

Read Also: How to link Custom Domains from Whogohost to Blogger

How to Make Money on Eboss

E-boss Level 1:

In this level, you are expected to pay 10,000 naira and get 50% commission when you bring 4 more people to join the system within 30 days and when this 4 people are done with the payments of their activation fee, you stands chance to get 10,000 naira extra bonus. That is to say, you are entitled to get the sum of 30,000 naira in this level within 30 days.

E-boss Level 2: 

In level 2, if the four people which you registered into the system brings one member each u earn 1,000 naira x 16persons (4x4=16) = 16000.

Finally you will end up earning 40000 matrix bonus.

E-boss Level 3: 

In this level, if the 16 members which are now under you goes out  to

get 4 people each you earn another 1,000 naira x 64 persons (16x4=64 persons) = 64,000. You are entitled to bag in 120,000 or laptop at this stage.

E-boss Level 4:

In level 4 which is the final level, when your 64 members on level 3 goes out to get 4 more persons each your earn 1,000 from each of them 64 x 4 = 256 persons you will earn 250,000 naira business startup + Plasma TV or 320,000 naira cash bonus.

Wow!!!

Read More »

How do I Link my Domain from 'Whogohost to Blogger'

Whogohost to Blogger Domain setup

Whogohost is a Nigerian hosting company which sells domains and hosting bandwidths or space for mostly Nigerians.

Recently, I have discovered some disturbing issues of domain setup on their website. When I purchased my first domain from them, when i logged into their dashboard to add all the necessary values I need for the linking of my domain, I could not find a single clue on how to go about the setup. Most especially if you want to do a custom domain setup from whogohost to blogger, you will find it very difficult to do so from their dashboard.

Finding the option to add Blogger CNAME values in whogohost dashy is so complicated that a new blogger  with few or no knowledge of setting up a domain name to a blog will end up quitting.

How to Setup Blogger CNAME in Whogohost

Blogger CNAME setup is not included in whogohost  dashboard, instead is being given seperately. You can hardly see it on the site although when you search extensively, you can find it on Google using this keyword "whogohost to blogger" or you can as well find the CNAME FORM here https://www.whogohost.com/blogspot-CNAME.php

Below are the things you need to fill in the CNAME form:

 1. Enter your email ID

2. Type a number as a security PIN (any number)

3. Enter the domain name

4. Enter Subdomain 1 as ‘www’

5. Enter CNAME value 1 as ghs.google.com

6. Enter the unique subdomain value provided by Blogger for your blog in Subdomain 2

7. Enter the unique CNAME value provided by

Blogger for your blog When you finish filling the click ‘Send CNAME Records’ to open a support ticket.

Note: this process will be taken over by the customer care. Wait for 24 hours to get it completed.

Finally, goto your blogger publishing section under settings, insert your custom domain again which you bought from whogohost and select SAVE

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Diamond Yellow Account : All you Need to Know

Diamond Yellow account is an account which is associated with MTN Nigeria and Diamond Bank PLC.

This account can be opened anywhere, anytime, any day as long as you are making use of MTN Nigeria sim card.

Also Read: How to get Free Domain

With this account, you can easily purchase airtime, transfer money from bank to bank (Diamond to Diamond), Yellow to Yellow ( Diamond Yellow Account to Diamond Yellow Account) without stress.

How to Open a Diamond Yellow Account

To open these type of account, just dial *710#

Follow the instructions given to you.

Then wait for their notification message which says " Thank you for opening a Diamond Yellow Account 998*******. Please deposit money into your account at any Diamond Bank branch or DYA agent location".

Congrats you now have an account with Diamond Bank, Courtesy MTN Nigeria!!

How to Check your Diamond Bank Yellow Account Balance

For balance enquiry, just dial *710*556*pin#

How to Buy Airtime with your Diamond Yellow Account

To do these, simply pick up your phone and dial *710*555*Phone Number*Amount*Pin#

How to Transfer Money

Diamond yellow account allows you to transfer money from bank to bank, yellow to yellow.

* To transfer money from bank to bank, just dial *710*777*Account Number*Amount*Pin#


* Now, to also transfer money from yellow to yellow, dial *710*777*Account Number*Amount*Pin#

Read More »

Free Domain: Dot.tk reviews

Free Domains can be so helpful especially to newbies. 

When it comes to blogging or website management, the second thing that comes to every webmasters mind is how to buy a rain after purchasing a host.

What is a Domain ?

A domain according to Wikipedia, is an identity or a name that represents a particular website or blog. In other words a domain name can be said to be a unique and a customized internet address which comes with either .com, org, .ng, .net as the suffix.

Also Read: How to Link Nigerian Paypal with Payoneer Easily

How to Get a Domain Name

You can get a domain name by simply signing up on one of these domain registrar's like Godaddy, Whogohost, but to mention a few.

Note: All the above mentioned domain registrar's does not offer free domain services. You have to pay for every domain on their websites, though you can get cheap domains through them using a promo code or coupon code.

Where to get Free Domain

As a blogger, I will advice you to always go for a paid unique and seo friendly domains which has .com, .net, .org, .com.ng as its suffix instead of the free ones because:

i. It makes your website or blog address to look professional.

ii. It easily gets indexed and ranked by google and other search engines.

iii. It is said to be more reliable.

iv. It shows how serious you are only to mention but a few.

Although, when I started my blogging journey, I had to go for the free domains which I used due to lack of finance, and my double mindedness towards online money making as a newbie.

Free Domain Websites

Below are some of the websites which I have used that offers free domain services:

i. Dot.tk
ii. 1and1
iii. 000webhost.

Let us discuss about Dot.tk for today.

Dot.tk: This website is a joint business owned by the Government of Tokelau, a country in the South Pacific.

The main purpose of the website is to create a network of individuals and organizations that have a website or blog to help them get a free, easy, short, and secure website name for their internet identity. Get more information about them here.

I hope you understand?

In my next post, I am going to show you how to create and link your dot.tk domain to your blog or website using Freenom.

Read More »

Nigerian Paypal: How to Link Nigerian Paypal with Payoneer Easily

As a Nigerian blogger or internet marketer, one of the best and easy ways to receive money through Paypal as of today is by using payoneer ( USA bank account).

What is Payoneer?

Payoneer is a USA based company which allows a lot of individuals globally to receive payments of a job done either online or offline which involves dollar currency as a means of payment.

What is a Payoneer Master Card?

Payoneer Master Card is a card which is globally accepted. With this card, you can be able to withdraw your money (dollar) which will be automatically converted to your local currency in any bank ATM..

You can also read: how to apply for a payoneer master card

Due to some restrictions, Nigerian's are finding it difficult to make online transactions same as receiving payments internationally.

Since Paypal allows Nigerian's to make payments but making withdrawal is being restricted, with this tutorial which you are about to learn, receiving money in dollar currencies from your loved ones, companies abroad will no more be a problem.

How to Link Nigerian Paypal with Payoneer

* First of all, Log in to your payoneer account

* Goto your payment profile under receive money.

* In your payment profile, you will see some informations like;

i. Bank Name
ii. Routing Number
iii. Account Type
iv. Account Number
      Kindly note them down in a jotter or a piece of paper.

* Now, open a new tab on your browser and log in to your papypal  account that is if you have already created one but if not, kindly sign up here to get started.

* When you are done with the sign up process, goto add bank details then type your payoneer bank details and submit the form.

* Now after doing that, you then wait for PayPal to send two payments which are less than a dollar.

* When the payments are done, payoneer will notify you within two hours or more that you have received a new payment.

* Now after receiving this notification from payoneer, simply goto your PayPal dashboard (account) to confirm your payoneer bank account.

* Enter the value of the two payments made to your USA Bank account (Payoneer).

* then click on CONFIRM and your account will be confirmed almost immediately.

Finally, for you to be able to receive payments through this method, you need to make a bank withdrawal request from your PayPal account which has fund in it already and boom!!! You are done.

Incase you have any difficulties in the setup process, do not hesitate to use the comment box. .

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Payoneer Master Card: How to Apply and Receive Payoneer Card Faster

About Payoneer Master Card

Payoneer Inc. is regulated in the United States as a registered Money Services Business with FinCEN

and as a licensed money transmitter in various U.S. states.

 Payoneer (EU) Limited is a regulated E-Money Institution, licensed by the Financial Services Commission (FSC), Gibraltar, under the Financial Services (Electronic Money) Regulations 2011 and the Financial Services (Banking) Act 1992.

As a Nigerian, I can say that having a payoneer account is like running a United State or London  Bank Account while in Nigeria.

With the card, you can make international transactions in Nigeria  without any limitation and restriction or affected by CBN policy of not allowing us make international payments with our naira debit card (ATM Card) is this not awesome?

Also Read: 4 Steps on How to Backup Blog Posts on Blogger

Requirements

1. Email address 

2. Government issued identity card (international passport, voters card, national identity card, drivers license,)

3. An address (it should be easily located)

4. Zip/postal code of your area.

How to Apply For Payoneer Master Card

goto payoneer.com, select the sign up button, a form which is four in number will appear which you are required to fill. When you finish filling the first form, click on next to fill the second form and so on.

When you are done filling the form, click on submit.

After submitting, your application will be reviewed along side a pop up notification which sates "Revi In Process: You will receive an e -mail confirmation within the next several business days, once your application has been reviewed".

The purpose of this review is for them to verify  the identity card and email which you have used to sign up has been used before or not so do not panic.

After reviewing your account, payoneer will send you a mail stating that your application is successful and that you will receive your payoneer card within three weeks depending on the location which you put while filling the form.

Note: When filling the form, always put your phone number as the second address so as help them contact you when they get to your area or location. Many people have not received their card due to the issue of the delivery man not meeting any one at home or not knowing the exact house. But with your phone number also placed in the second address section your card will get to you in person and faster.

I hope this post has given you insight on How to Apply for a Payoneer Card.

In our next post, we will be talking about How to Activate your Payoneer Master Card When it arrives. 

Read More »

Nairaland Huge Traffic: How to Post on Nairaland for Newbies

To post on Nairaland, first of all, you need to register as a user on the website before you could gain full access to the post option.

Without registering on nairaland as a member, the only thing you are allowed to do is to come and read just posts and then sometimes comment as a visitor which has some limitations.

How to Register as a member on Nairaland

1. when you visit their website Nairaland, at top center of the website you will see where they wrote join nairaland, click on it 

2. A box will come up asking you to insert your email address, put your email there and click submit.

3. After clicking submit, they will send a link to the email which you used earlier on, what you need to do next I to open a new tab on your browser and login to your email either gmail or yahoomail then click on the message they sent to you

4. When the email opens you will see a link asking you to verify your mail, click on it, and that leads us to the next step.

5. After clicking on the Link, they will ask you to put your desired username name and password and boom!! you are done.

How to Post on Nairaland

1. Still on the top right of the website, you will see where they wrote LOGIN in capital letter. Click on it and insert your newly created username and password.

2. Now that you have logged in what next?

Well, the next thing to do is to click on any of your desired forum section, we have sections like; Nairaland /General: Politics , Crime , Romance ,
Jobs/Vacancies , Career , Business , Investment , NYSC, Education, Autos, Car Talk, Properties , Health , Travel , Family , Culture , Religion, Food , Diaries , Nairaland Ads, Pets , Agriculture, Entertainment: Jokes Etc, TV/Movies , Music/Radio ,
Celebrities , Fashion , Events , Sports , Gaming, Forum, Games , Literature etc.

A MUST READ: How to Boost your Earnings with the Right Keyword

Just click on any of them and scroll down to left side of forum section you will see where they wrote create new topic.

3. Now click on it and yolimitations.

boxes titled
Subject
Message

Attachment.

Subject: in this section that is where you are required to put your blog post title or topic.

Message: in this section you are required to type or paste a summary of your blog post and then add READ MORE followed by your blog link to that particular post.

Attachment: in this section, you are required to put image but though it is not compulsory.

 4.when you are done filling the boxes, then tap your Submit button and boom! Your post will appear on nairaland.

I hope you understand every steps you are asked to take on this tutorial? If yes, drop your testimonies when you are done, if no, drop your complaint, we are willing to serve you.

Read More »